Live now Call us now 60 seconds · No credit pull
Live advisors · 9–9 ET

Serious capital, one phone call away.

One call. A real advisor. A decision in minutes — and funding the same day.

G4.9★★★★★500+ reviews BBBACCREDITED · A+ 20,000+businesses funded $20B+through our network
01
9:41
first 123
Step 1 of 3 · Live call
Summerfield Group AI Advisor
On the line · 00:38
“Based on your revenue, you're pre-approved for $85,000.”
Won't affect your credit · picks up instantly
Step 160 seconds

Call our AI Advisor

Picks up instantly — 24/7, zero hold. Tell it your numbers and it runs your pre-approval on the spot. No forms. No credit pull.

Powered by Summerfield Group AI · ✆ (704) 471-3643
02
9:41
first 23
Step 2 of 3 · Confirmed
Your terms, confirmed.
Pre-approved on your call · $85,000
Amount$85,000
Monthly revenue$70,000
Time in business3 years
MR
Marcus · your advisor
Reviewing with a live underwriter · calls you back in minutes
A real human signs off on every file
Step 2< 5 min

A human confirms your terms

Your pre-approval goes straight to a real underwriter, and your dedicated advisor calls back with final terms. No algorithm decides alone.

Powered by humans + AI
03
9:41
first
Funded
APPROVED
You're in. Your wire is on the way.
Funds land in your business checking before close of business today.
Wire sent · today at 3:02 PM
Your advisor's direct line stays open
Step 3Same day

Funded same day

E-sign your offer and we wire the funds to your business checking before close of business. Your advisor stays one call away.

Includes: your advisor's direct line

Working capital for every corner of America

Funding American small businesses, coast to coast
$0B+

Small businesses first — no matter what. One call, and you're in good hands.

Chef-owner at the pass
Auto shop owner
Owner-operator and his rig
0+
Businesses helped
Same-day
Wires before close
50 states
Coast to coast

How much do you need?

Pick a number, call, and have your rough monthly revenue ready. That's the whole application.

Call (704) 471-3643

Won't affect your credit · 60 seconds

The Summerfield Group promise

Three things we
will always do.

01
A human answers.

Every call ends with a real person who knows your file — never a phone tree.

02
Terms before you sign.

Every number, every date, in writing, before any commitment. No surprises, ever.

03
Funded before close of business.

Approved and signed by the afternoon means money in the account by the evening.

One call · every option

35 financing products.
One specialist. One call.

Your dedicated specialist checks you against every product on the desk — and shows you the exact rates and terms you qualify for.

Working capitalRevenue-based financingEquipment programsGrowth capitalBridge capitalInventory financingInvoice factoringPayroll coverageExpansion capitalFranchise fundingSeasonal capitalEmergency capitalMarketing capitalRenovation fundingFleet programs+ 20 more on the call
The standing offer

Got a better offer?
Bring it.

Show us any funding offer you're holding. 99% of the time, we beat it — on rate, on terms, or both. One call to find out.

Their rateTheir terms
VS
Your Summerfield Group offerBeaten. 99% of the time.
Beat my offer

Recognized by industry leaders

Inc.5000 TOP 100Businesses & Startups SME BANKINGInnovation Awards VOTEDAmerica's favorite
small business capital
★★★★★
Great
Place
To Work®
“Van, tools, two techs — funded before Friday.”
Owner, Plumbing · illustrative story
Industries

Capital for the businesses
that keep America running.

Real funding for the industries that keep America running.

Plumbing & HVACTrades · vans, tools, techs
Retail & E-CommBrick + online · inventory, seasons, growth
Cafes & CoffeeShops + roasters · machines, buildouts, beans
Trucking & LogisticsOwner-operators + fleets · fuel, repairs, new lanes
Auto RepairShops + body · parts, lifts, new bays
Your industry is next.

If it's a real business with real revenue, we have capital for it.

Call now

Call our AI Advisor.
Know your number now.

No credit impact No commitments 60 seconds
Call (704) 471-3643

Picks up instantly · 24/7 · a human confirms every file